Level Up Your Financial Future: ADFP Practice Test 2025 Extravaganza!

Supplemental Security Income (SSI) is a federal program in the United States designed to provide financial support to individuals with limited income and resources. While traditional perceptions associate SSI primarily with older individuals, it is essential to recognize that SSI is also available to individuals under the age of 65 if they meet specific criteria.

The program is particularly geared towards providing assistance to disabled individuals, regardless of their age. Therefore, the accurate understanding is that SSI is available to individuals below the age of 65, specifically targeting those who are disabled or blind. These individuals must demonstrate a significant financial need to qualify for assistance.

The answer indicating that SSI is only for individuals 65 or older does not account for the program's provisions for disabled individuals of any age. Additionally, SSI is provided by the government, contradicting the notion that it is not a government-supported program. Understanding this distinction is crucial for adequately assessing eligibility for SSI and effectively advising clients in financial planning scenarios involving disability and income support.